PC financing / hire purchase (only available in germany)

Order your dream PC today – and your order will go into production as soon as the financing bank¹ has approved your application. Individual instalments and terms, as well as the personal carefree package³, ensure flexibility and financial security. For terms of up to 24 months, you can even take advantage of our attractive 0% financing – online shopping at CSL Computer is that convenient and easy.

This payment method is only available to customers residing in Germany.

Do you have any questions about financing? No problem – our Financing FAQ contains frequently asked questions and answers. In addition, as part of your financing, you will receive a credit limit based on your credit rating with the Consors Finanz Mastercard®. With the Consors Finanz Mastercard®, you have a fixed credit limit, can shop worldwide at merchants that accept MasterCard® and make cash withdrawals. Further information on the Consors Finanz Mastercard® is available here.

PC financing is that simple:

1. Select "Financing" as the payment method during the ordering process.
2. Once you have completed your order, fill out the financing application from our partner bank online.¹
3. You can then complete the financing application online using your ID card (eID), WebID Video Ident or WebID Konto Ident. Alternatively, you can have your identity verified at your nearest Deutsche Post branch using Postident and send the documents by post.
4. Your order will go into production as soon as the financing bank¹ has processed your financing application².

The bank requires the following documents:

• Signed credit agreement (electronically or by post)
• Last payslip / for self-employed persons, the last BWA (for a financing amount of €4,000 or more; in individual cases also for financing amounts of less than €4,000)
• A copy of the residence permit for citizens of countries outside the EU
• Students: Copy of a valid student ID card or enrolment certificate for the current semester and copy of your EC/Maestro or credit card
• Trainees: Copy of a current payslip and copy of your EC/Maestro or credit card

The following requirements must be met for PC instalment purchases:

• You are at least 18 years old.
• The financing amount is between €100 and €10,000.
• You are an employee and have been working for your current employer for at least 3 months.
• Your employment contract is permanent for the next 12 months / or you are a pensioner with a permanent pension / or you have been self-employed for at least 24 months.
• You have a regular income of at least €602 net.
• You have no negative Schufa entries.

How to place your order:

Like all banks, our partner bank¹ is legally obliged to carry out an identity check. This involves checking the identity of all new customers before granting a loan. This check is also for your own security. You can choose whether you would like to verify your identity online via video identification, the account identification procedure (using a PC, tablet or smartphone) or at your nearest Deutsche Post branch via PostIdent. The contract can also be signed online with an electronic signature or you can sign it by hand and send it to our partner bank. An address sheet for the free return of your documents is included with the loan agreement. Please note that sending the contract by post will take a few extra days. Please note that provisional German identity cards are not accepted as proof of identity.

Full digital financing – how it works:

Choose the payment option "Financing": After placing your items in the shopping cart, you can select financing during checkout. You will then complete the short online application process with Consors Finanz.¹ Once you receive the provisional financing approval, select the "Complete online now" option to finalize the application digitally.

Online identification: You can easily complete the online identification via WebID. Various identification methods are available to you: KontoIdent, VideoIdent, TrueID or eID.

Digital signature: After successful online identification, you will receive an mTAN by SMS, which you enter into the designated field to confirm. This legally completes and signs the contract online.

Look forward to fast delivery: After the online completion, your goods can be dispatched immediately – unlike the PostIdent procedure!

Legitimation with PostIdent – How it works:

• Select the "Financing" payment method: After adding your items to the shopping cart, you can select financing at checkout. You will then go through the short online application process of our partner bank¹. Once you have received preliminary credit approval, decide whether to print out the contract and take it to the post office.
• Verify your identity at a post office: Print out your application and read through your documents at your leisure. Sign the contract in the spaces provided and enclose the documents requested by the bank. Seal the documents in an envelope and take it to the nearest post office with the Postident form. A post office employee will verify your identity using your valid identity card or passport. Please note that you must send your signed credit agreement to our partner bank¹ by post yourself. An address label for the free return of your documents is included with the credit agreement.
• Look forward to delivery: Once our partner bank¹ has received your financing application, we will deliver the goods you have ordered to you immediately (subject to a final positive check after receipt of your documents).

Procedure:

1. Click on the link "Complete online now". You will then be redirected to the form page of our partner WebID.
2. Fill out the form with your details and connect easily and securely via video call with a WebID employee.
3. The WebID employee will verify your identity during the video call using your valid ID document.
4. To complete the verification process, you will receive a TAN (transaction number) via text message. Please enter this number in the field provided.
5. Once your identity has been verified, you will be given the option to sign your loan agreement.
6. Read the loan agreement on the WebID website and confirm that you wish to sign it using a qualified electronic signature.
7. Confirm the signature with a password and another TAN (transaction number) via text message.
8. Your loan agreement will now be digitally signed by the trust service provider A-Trust and immediately forwarded to our partner bank¹.
9. Your loan agreement is now legally valid.